DivorceCalifornia is a community property state, which means that you and your ex-spouse may have a “community property interest” in the assets earned by the…
Disability RetirementIf you become permanently incapacitated—mentally or physically—from performing your job, you may be...
Vesting and EligibilityBecoming “vested” is your first major milestone as a KCERA member. It means that you have a legal right to receive a lifetime retirement...
Terminating EmploymentIf you terminate employment with a KCERA plan sponsor prior to retiring, your membership type changes from “active” to “deferred.” There are two…
Death BenefitsDeath benefits are payable to the designated beneficiary(ies) of an active KCERA member who dies before retiring. The benefits paid will depend on…
Service Retirement A few weeks after you terminate employment, you will be asked to sign “final papers.” This is when you will officially elect one of five retirement options...
Purchase Service CreditActive and deferred members have the right to purchase eligible service credit before retiring or terminating employment. Purchasing service credit…