Membership FactsYour KCERA membership is a valuable component of the compensation package provided by your employer. What makes it valuable is the fact that KCERA is…
Creating a KCERA Member Portal AccountFollow the instructions on this Quick Reference Guide to learn how to register and get started with your KCERA Member Portal Account.
ContributionsThe retirement benefits paid to KCERA members are funded from three sources: member contributions, employer contributions and investment earnings…
DivorceCalifornia is a community property state, which means that you and your ex-spouse may have a “community property interest” in the assets earned by the…
PEPRAThe California Public Employees’ Pension Reform Act (PEPRA) of 2013 became effective on January 1, 2013. PEPRA primarily affects “new members,”as…
Vesting and EligibilityBecoming “vested” is your first major milestone as a KCERA member. It means that you have a legal right to receive a lifetime retirement...
Service Retirement A few weeks after you terminate employment, you will be asked to sign “final papers.” This is when you will officially elect one of five retirement options...
Disability RetirementIf you become permanently incapacitated—mentally or physically—from performing your job, you may be...
ReciprocityReciprocity allows KCERA members to move from one retirement agency in California to another without jeopardizing their earned retirement benefits. In…
Death BenefitsDeath benefits are payable to the designated beneficiary(ies) of an active KCERA member who dies before retiring. The benefits paid will depend on…
Updating your InformationAs you work toward retirement, life rarely remains the same. It continues to change, sometimes in significant ways. You might find it necessary to…
Educational VideosView educational videos, seminars and presentations on the KCERA Video Library on YouTube.
FormsIn the links below are the forms most commonly used by members and employers to request a service from KCERA. An incomplete form will delay your…