Your KCERA membership is a valuable component of the compensation package provided by your employer. What makes it valuable is the fact that KCERA is…

KCERA provides the following benefit tiers and formulas to its members:

Follow the instructions on this Quick Reference Guide to learn how to register and get started with your KCERA Member Portal Account.

The retirement benefits paid to KCERA members are funded from three sources: member contributions, employer contributions and investment earnings…

California is a community property state, which means that you and your ex-spouse may have a “community property interest” in the assets earned by the…

The California Public Employees’ Pension Reform Act (PEPRA) of 2013 became effective on January 1, 2013. PEPRA primarily affects “new members,”
as…

Becoming “vested” is your first major milestone as a KCERA member. It means that you have a legal right to receive a lifetime retirement...

A few weeks after you terminate employment, you will be asked to sign “final papers.” This is when you will officially elect one of five retirement options...

If you become permanently incapacitated—mentally or physically—from performing your job, you may be...

Reciprocity allows KCERA members to move from one retirement agency in California to another without jeopardizing their earned retirement benefits. In…

Death benefits are payable to the designated beneficiary(ies) of an active KCERA member who dies before retiring. The benefits paid will depend on…

As you work toward retirement, life rarely remains the same. It continues to change, sometimes in significant ways. You might find it necessary to…